Document changes

Investui: Management mandate – October 2024
Replacement of the three risk categories with the system, based on the old moderate risk category, which adjusts position sizes on a quarterly basis to the effective account size.

General terms and conditions – May 2024
Negative balance protection paragraphs added.

General terms and conditions – April 2024
For the fully disclosed IB account, starting 31st May 2024 all clients, past and future, are governed and bound by the GTC of the WH main office and no longer by the GTC of a WH branch office.

General terms and conditions – March 2024
For the fully disclosed IB account, telephone orders are no longer accepted by the WH client desk.

General terms and conditions, Germany – April 2023
New inclusion of Volksbank Eifel eG, 11 Bedastraße, D 54634 Bitburg as depositary bank.

General terms and conditions, Germany – January 2023
Article 3.2: Addition of a paragraph to reflect new unsecured debit regulation for retail clients residing in Germany.

General terms and conditions – May 2022
Article 1.1: Addition of Marex Financial as executing broker and clearer for futures orders.
General terms and conditions, Luxemburg - Article 1.4: Additional information for Freestoxx clients regarding the withholding of taxes on dividends.

General terms and conditions – December 2021
Merger of GAIN Capital - Forex.com UK Ltd. with Stonex Financial Ltd results in the new contractual entity Stonex Financial Ltd.

General terms and conditions – June 2021
New inclusion of Volksbank Eifel eG, 11 Bedastraße, D 54634 Bitburg as depositary bank and omission of ING Luxembourg S.A. as depositary bank.

General terms and conditions – December 2020
Interactive Brokers (UK) Limited changed to Interactive Brokers (I.E.) Limited with office address 10 Earlsfort Terrace, Dublin 2 D02 T380, Ireland.

General terms and conditions – December 2020
Head office moved to a new office. Change of address of the company's head office to Rue du Puits Romain 33, 2nd Floor, 8070, Luxembourg-Bertrange, Luxembourg.

Futures: Trading Rules and others - July 2020
Updates related to Trading Rules (e.g. expiration, margin). Updated structure of “How to read my statements”. Updated layout and examples for Option Guide. New guides for CQG mobile versions: CQG for iOS, CQG for Android, CQG Desktop (replaces CQG M).

General terms and conditions, Luxemburg - July 2020
Addition of Belfius Bank SA, Avenue Pacheco 44, B 1000 Brussels as depository bank.

General terms and conditions, French branch office - June 2020
Addition of BIL, 69 route d’Esch, L 2953 Luxembourg as depository bank in June 2020 and removal of LCL, 1 rue Auber, F 75009 Paris as depository bank in July 2020.

Futures: CME real-time quotes - April 2020
The CME has doubled the monthly real-time quotes fee for its four exchanges. As usual, all brokers must debit the fee from their clients and pass it on to the CME every month.

CFD, Forex & Futures: General terms and conditions - August 2019
Article 10 – Update of the rules related to the interest applied on the account balance.

Futures: Trading Rules - May 2019
Replacement of information and orders related topics from the order router Patsystems.
Update of several examples.

CFD, Forex & Futures: General terms and conditions - January 2019
Article 4.3. – Update related to the use of real-time market data.

CFD, Forex & Futures: Account application and General terms and conditions - October 2018
Replacement of Macquarie Bank Limited, London Branch by ED&F Man Capital Markets Ltd as the executing broker for futures orders and JP Morgan Chase Bank, N.A. London as the depository for futures client monies. The order router Patsystems is replaced by the order router CQG.

CFD, Forex & Futures General terms and conditions - May 2018
Article 1.2. – Insertion of the privacy policy.
Article 2.2. – New article regarding data processing.

CFD, Forex: Trading Rules - January 2018
Update: LIBOR and example.

CFD, Forex & Futures: General terms and conditions - December 2017
Article 1.1. - Change of address of our Luxembourg office.

CFD, Forex: Trading Rules - December 2017
Update: new calculation of financing and swaps for CFD and Forex and and new conditions for U.S. dividends.

CFD, Forex: Trading Rules - October 2017
Update: new minimum distances and conditions on guaranteed stops.

CFD, Forex: Trading Rules - August 2017
Update Margin Requirements, Risk Rules.

CFD, Forex: Trading Rules - February 2016
Update minimum distances and dividend handeling.

CFD, Forex & Futures: General terms and conditions - February 2016
Article 1.1 - Update of the name of the service provider in relation to CFD-Forex trading activities.

CFD, Forex: Trading Rules - January 2016
New technological infrastructure.

CFD, Forex & Futures: General terms and conditions - October 2015
Article 1.1 - Additional information related to the terms on the transmission of client orders.

Branches Belgium, Germany and France - October 2015
WH SelfInvest reserves the right to apply an administrative charge of € 15 per quarter on client accounts which have not executed an order within the last 24 months.

CFD, Forex: Trading Rules - October 2014
Information on non-fifo trading.

CFD, Forex & Futures: Account application, General terms and conditions - July 2014
The general terms and conditions for futures accounts and CFD-forex accounts have been merged into one set of general terms and conditions applicable to the two account types.

In addition, the general terms and conditions have been expanded to include:

Article 1.15 - Complaints
This new article dedicated to client complaints details how and within which timeframes complaints will be treated. It also points out the client’s rights to approach the local regulator and gives the necessary contact information

Article 2.1 - Information provided by you
This article has been expanded with a paragraph in which the client declares he is not a U.S. citizen and he is not tax liable in the U.S.

Article 3.1 - Orders
This article has been expanded with a paragraph which refers to the application of the company’s best execution policy and which provides detail on the order execution process.

Article 4.3 - Market data and quotes
This article has been expanded with three paragraphs all related to the topic of the client being a professional or non-professional user of the market data provided by the exchanges. The paragraphs detail the criteria used by the exchanges to determine a user’s non-professional status. It gives the client who is a professional data user or the client who wishes to be classified as a professional data user the opportunity, the opportunity to declare his status.

CFD, Forex: General Terms and Conditions - March 2014
Merger of GFT Global Markets UK Ltd with GAIN Capital - Forex.com UK Ltd. results in new contractual entity GAIN Capital - Forex.com UK Ltd.
Depository banks of new contractual entity added: Barclays Bank, JP Morgan Chase, Lloyds Bank, National Australia Bank, Royal Bank of Scotland, Commerzbank and HSBC.

CFD, Forex: Trading Rules - August 2013
Update of section Adjustments, dividends and short selling.

Futures, CFD & Forex: General terms and conditions and risk disclosure statement - January 2013
Information on clients’ accounts opened with depositary banks / partners.

Managed account: Discretionary Management Mandate - Fees order commissions update - January 2013
Non-share CFDs: 0,50€ (or 0,50$) per CFD. Exception : 0,30€ per CFD for the CFD DAX Cash.
Inclusion of the possibility to have a management account denominated in CHF.

Futures, CFD & Forex: General terms and conditions - April 2012
Update of the name of the existing depositary bank and additional depositary bank.
Update of the JP Morgan Chase Bank NA address.
Information on the supervisory authority.
Information on inducements, conflict of interests policy and best execution policy.

CFD, Forex: Account application, personal information - December 2011
Inclusion of FX Options as a product choice.

CFD, Forex: Product tables - December 2011
Inclusion of FX Options and relevant rules.

Futures, CFD & Forex: Risk notice - December 2011
Combine all financial instruments in a single risk notice.
Inclusion of (FX) options.
Some professional terminology replaced by simpler wording.

Futures, CFD & Forex: General terms and conditions - December 2011
Executing broker added.
CFD-forex additional depository bank added to reduce risk.

Futures: General terms & conditions - November 2011
Replacement of MF Global UK as futures executing broker by Macquarie Bank Ltd. Ropemaker Place, 28 Ropemaker Street, London EC2Y 9HD. Macquarie Bank also functions as its own depository bank.

CFD, Forex: Account application, personal information - October 2011
Inclusion of WHS MT4 trading platform as a free platform choice.

Futures, CFD & Forex: Guide - September 2011
Combine all financial instruments in a single guide.
All content brought up-to-date.
New content added.